Consolidated Statements of Net Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest and dividend income:
Loans receivable, including fees	$ 4,114	$ 4,389	$ 12,411	$ 12,989
Securities:
Taxable	440	617	1,328	1,763
Exempt from federal income tax	314	287	875	873
Federal bank stocks	18	15	52	46
Interest earning deposits with banks	12	17	44	68
Total interest and dividend income	4,898	5,325	14,710	15,739
Interest expense:
Deposits	662	1,008	2,305	3,105
Borrowed funds	198	238	590	707
Total interest expense	860	1,246	2,895	3,812
Net interest income	4,038	4,079	11,815	11,927
Provision for loan losses	143	1,359	438	1,587
Net interest income after provision for loan losses	3,895	2,720	11,377	10,340
Noninterest income:
Fees and service charges	428	428	1,254	1,159
Commissions on financial services	48	158	187	383
Title premiums	6	13	55	46
Net gain on sales of available for sale securities	107	390	291	1,352
Net gain on sales of loans	9	0	9	0
Earnings on bank-owned life insurance	97	81	290	205
Other	307	303	877	868
Total noninterest income	1,002	1,373	2,963	4,013
Noninterest expense:
Compensation and employee benefits	1,847	1,678	5,684	5,488
Premises and equipment	516	509	1,586	1,527
Intangible asset amortization	67	86	213	272
Professional fees	158	135	513	510
Federal deposit insurance	99	92	307	282
Other	856	857	2,447	2,476
Total noninterest expense	3,543	3,357	10,750	10,555
Income before provision for income taxes	1,354	736	3,590	3,798
Provision for income taxes	272	67	711	835
Net income	1,082	669	2,879	2,963
Preferred stock dividends	115	118	365	368
Net income available to common stockholders	$ 967	$ 551	$ 2,514	$ 2,595
Basic earnings per common share (in dollars per share)	$ 0.55	$ 0.31	$ 1.43	$ 1.48
Diluted earnings per common share (in dollars per share)	$ 0.54	$ 0.31	$ 1.42	$ 1.48
Average common shares outstanding (in shares)	1,762,810	1,751,908	1,761,972	1,751,908