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Condensed Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash flows from operating activities    
Net income $ 858 $ 1,039
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and amortization 171 180
Provision for loan losses 143 113
Amortization of premiums, net 36 42
Amortization of intangible assets and mortgage servicing rights 73 95
Realized gains on sales of available for sale securities, net (85) (424)
Net (gains)/losses on foreclosed real estate (10) 6
Restricted stock and stock option compensation 35 29
Increase in bank-owned life insurance, net (82) (53)
Increase in accrued interest receivable (171) (50)
(Increase) decrease in prepaid expenses and other assets 84 (44)
Decrease in accrued interest payable (54) (4)
Increase (decrease) in accrued expenses and other liabilities 103 (111)
Net cash provided by operating activities 1,101 818
Cash flows from investing activities    
Loan originations and principal collections, net (5,697) (7,769)
Available for sale securities:    
Sales 1,775 1,112
Maturities, repayments and calls 14,615 25,460
Purchases (12,944) (38,570)
Redemption of federal bank stocks 68 134
Proceeds from the sale of foreclosed real estate 59 75
Write-down of foreclosed real estate 19 0
Purchases of premises and equipment (296) (44)
Net cash used in investing activities (2,401) (19,602)
Cash flows from financing activities    
Net increase in deposits 4,779 20,991
Proceeds from exercise of stock options, inlcuding tax benefit 20 0
Dividends paid (478) (440)
Net cash provided by financing activities 4,321 20,551
Increase in cash and cash equivalents 3,021 1,767
Cash and cash equivalents at beginning of period 20,424 28,193
Cash and cash equivalents at end of period 23,445 29,960
Supplemental information:    
Interest paid 1,090 1,307
Income taxes paid 0 500
Supplemental noncash disclosure:    
Transfers from loans to foreclosed real estate $ 92 $ 30