Consolidated Statements of Net Income (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest and dividend income:
Loans receivable, including fees	$ 4,200	$ 4,312
Securities:
Taxable	417	568
Exempt from federal income tax	266	298
Federal bank stocks	17	15
Interest earning deposits with banks	14	22
Total interest and dividend income	4,914	5,215
Interest expense:
Deposits	838	1,069
Borrowed funds	198	234
Total interest expense	1,036	1,303
Net interest income	3,878	3,912
Provision for loan losses	143	113
Net interest income after provision for loan losses	3,735	3,799
Noninterest income:
Fees and service charges	398	356
Commissions on financial services	64	86
Title premiums	22	17
Net gain on sales of available for sale securities	85	424
Earnings on bank-owned life insurance	96	61
Other	266	275
Total noninterest income	931	1,219
Noninterest expense:
Compensation and employee benefits	1,905	1,943
Premises and equipment	542	518
Intangible asset amortization	73	93
Professional fees	177	200
Federal deposit insurance	105	96
Other	773	783
Total noninterest expense	3,575	3,633
Income before provision for income taxes	1,091	1,385
Provision for income taxes	233	346
Net income	858	1,039
Preferred stock dividends and discount accretion	125	125
Net income available to common stockholders	$ 733	$ 914
Basic and diluted earnings per common share (in dollars per share)	$ 0.42	$ 0.52
Average common shares outstanding (in shares)	1,760,927	1,751,908