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Consolidated Statements of Net Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Interest and dividend income    
Loans receivable, including fees $ 17,213 $ 17,389
Securities:    
Taxable 2,246 2,370
Exempt from federal income tax 1,153 1,292
Federal bank stocks 65 55
Deposits with banks 85 173
Total interest and dividend income 20,762 21,279
Interest expense    
Deposits 4,045 4,688
Short-term borrowed funds 0 159
Long-term borrowed funds 931 1,025
Total interest expense 4,976 5,872
Net interest income 15,786 15,407
Provision for loan losses 2,154 420
Net interest income after provision for loan losses 13,632 14,987
Noninterest income    
Fees and service charges 1,608 1,490
Commissions on financial services 466 520
Title premiums 67 88
Other-than-temporary impairment losses on equity securities (103) 0
Net gain on sales of available for sale securities 1,360 482
Earnings on bank-owned life insurance 307 246
Other 1,188 1,015
Total noninterest income 4,893 3,841
Noninterest expense    
Compensation and employee benefits 7,174 7,118
Premises and equipment 2,011 2,194
Intangible asset amortization 345 441
Professional fees 672 706
Federal deposit insurance 387 410
Other 3,348 3,176
Total noninterest expense 13,937 14,045
Income before provision for income taxes 4,588 4,783
Provision for income taxes 934 950
Net income 3,654 3,833
Preferred stock dividends and discount accretion 493 517
Net income available to common stockholders $ 3,161 $ 3,316
Earnings per common share    
Basic (in dollars per share) $ 1.80 $ 1.98
Diluted (in dollars per share) $ 1.80 $ 1.98