Premises and Equipment

12 Months Ended

Dec. 31, 2012

Property, Plant and Equipment [Abstract]

Property, Plant and Equipment Disclosure [Text Block]

7. Premises and Equipment

Premises and equipment at December 31 are summarized by major classification as follows:

(Dollar amounts in thousands)	2012		2011
Land	$	1,623	$	1,623
Buildings and improvements		8,331		8,215
Leasehold improvements		843		818
Furniture, fixtures and equipment		5,911		5,533
Software		2,664		2,491
Construction in progress		699		560
		20,071		19,240
Less: accumulated depreciation and amortization		10,891		10,214
	$	9,180	$	9,026

Depreciation and amortization expense for the years ended December 31, 2012 and 2011 were $677,000 and $798,000, respectively.

Rent expense under non-cancelable operating lease agreements for the years ended December 31, 2012 and 2011 was $161,000 and $156,000, respectively. Rent commitments under non-cancelable long-term operating lease agreements for certain branch offices for the years ended December 31, are as follows, before considering renewal options that are generally present:

(Dollar amounts in thousands)	Amount
2013	$	170
2014		175
2015		168
2016		138
2017		127
Thereafter		680
	$	1,458