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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2011
Dec. 31, 2010
Assets    
Cash and due from banks $ 2,516 $ 2,507
Interest earning deposits with banks 25,677 16,520
Total cash and cash equivalents 28,193 19,027
Securities available for sale, at fair value 123,154 125,820
Loans receivable, net of allowance for loan losses of $3,536 and $4,132 312,545 306,152
Federal bank stocks, at cost 3,664 4,129
Bank-owned life insurance 5,809 5,596
Accrued interest receivable 1,630 1,763
Premises and equipment, net 9,026 9,241
Goodwill 3,664 3,664
Core deposit intangible, net 1,580 2,021
Prepaid expenses and other assets 2,617 4,472
Total Assets 491,882 481,885
Liabilities and Stockholders' Equity    
Non-interest bearing 84,871 75,941
Interest bearing 331,597 333,717
Total deposits 416,468 409,658
Borrowed funds:    
Short-term 0 5,000
Long-term 20,000 25,000
Total borrowed funds 20,000 30,000
Accrued interest payable 541 649
Accrued expenses and other liabilities 4,143 2,460
Total Liabilities 441,152 442,767
Commitments and Contingent Liabilities      
Stockholders' Equity    
Warrants 0 88
Common stock, $1.25 par value, 12,000,000 shares authorized; 1,853,925 and 1,559,421 shares issued; 1,751,908 and 1,457,404 shares outstanding 2,317 1,949
Additional paid-in capital 19,155 14,812
Treasury stock, at cost; 102,017 shares (2,114) (2,114)
Retained earnings 19,948 17,705
Accumulated other comprehensive income (loss) 1,424 (769)
Total Stockholders' Equity 50,730 39,118
Total Liabilities and Stockholders' Equity 491,882 481,885
Series A Cumulative Preferred Stock [Member]
   
Stockholders' Equity    
Preferred stock 0 7,447
Series B Non Cumulative Preferred Stock [Member]
   
Stockholders' Equity    
Preferred stock $ 10,000