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Acquisitions (Tables)
 12 Months Ended
Dec. 31, 2022
Business Combination and Asset Acquisition [Abstract]  
Schedule of purchased assets and assumed liabilities The following table presents purchased assets and assumed liabilities recorded at their acquisition date fair values and consideration transferred as well as supplementary information related to the acquired loan portfolio at the acquisition date (in thousands).
Reliant
Fair Value Recorded by United
January 1, 2022
Assets 
Cash and cash equivalents$62,867 
Debt securities249,107 
Loans held for sale116,406 
Loans held for investment2,320,737 
Premises and equipment35,631 
BOLI78,170 
Accrued interest receivable12,027 
Net deferred tax asset5,793 
Core deposit intangible14,500 
Other assets59,768 
Total assets acquired2,955,006 
Liabilities
Deposits2,504,823 
Short-term borrowings27,000 
Long-term debt76,730 
Other liabilities48,620 
Total liabilities assumed2,657,173 
Total identifiable net assets297,833 
Consideration transferred
Cash624 
Common stock issued (16,571,545 shares)
595,581 
Options converted795 
Total fair value of consideration transferred597,000 
Goodwill$299,167 
Supplementary Information on Acquired Loans
January 1, 2022
PCD loans: 
Par value$258,462 
ACL at acquisition(12,737)
Non-credit discount(3,294)
Purchase price$242,431 
 
Non-PCD loans:
Fair value$2,078,306 
Gross contractual amounts receivable2,355,205 
Estimate of contractual cash flows not expected to be collected25,990 
The following table presents purchased assets and assumed liabilities recorded at their acquisition date fair values and consideration transferred as well as supplementary information related to the acquired loan portfolio at the acquisition date (in thousands). 
Aquesta
Fair Value Recorded by United
October 1, 2021
Assets
Cash and cash equivalents$153,091 
Debt securities60,762 
Loans498,312 
Premises and equipment18,112 
BOLI12,540 
Accrued interest receivable1,419 
Net deferred tax asset2,129 
Core deposit intangible2,030 
Other assets7,553 
Total assets acquired755,948 
Liabilities
Deposits657,724 
FHLB advances24,509 
Other liabilities12,084 
Total liabilities assumed694,317 
Total identifiable net assets61,631 
Consideration transferred
Cash40,542 
Common stock issued (2,731,435 shares)
89,646 
Option and warrant equity instruments converted1,478 
Total fair value of consideration transferred131,666 
Goodwill$70,035 
Supplementary Information on Acquired Loans
October 1, 2021
PCD loans:
Par value$75,579 
ACL at acquisition(3,544)
Non-credit discount(692)
Purchase price$71,343 
Non-PCD loans:
Fair value$426,969 
Gross contractual amounts receivable482,737 
Estimate of contractual cash flows not expected to be collected3,399 
Schedule of actual results and pro forma information
The following table presents the actual results and pro forma information for the periods indicated (in thousands).
(Unaudited)
Year Ended December 31,
 RevenueNet Income
2022  
Actual Reliant results included in statement of income since acquisition date$100,529 $48,926 
Supplemental consolidated pro forma as if Reliant had been acquired January 1, 2021842,182 301,308 
2021
Actual Aquesta results included in statement of income since acquisition date$2,122 $(282)
Actual FinTrust results included in statement of income since acquisition date4,326 (26)
Supplemental consolidated pro forma as if Reliant had been acquired January 1, 2021 and Aquesta and FinTrust had been acquired January 1, 2020909,353 295,864 
2020
Actual Three Shores results included in statement of income since acquisition date$24,541 $6,800 
Supplemental consolidated pro forma as if Aquesta and FinTrust had been acquired January 1, 2020 and Three Shores had been acquired January 1, 2019622,848 164,284