Reinsurance (Tables)

12 Months Ended

May 31, 2014

Reinsurance Tables

Reinsurance On Premium Written And Earned

The effects of reinsurance on premium written and earned for fiscal 2014 and 2013 are as follows;

	2014 Written		2014 Earned		2013 Written		2013 Earned
Direct	$	1,230,079	$	1,193,586	$	1,088,202	$	1,237,316
Ceded		430,032		410,981		441,893		489,204
Net	$	800,047	$	782,605	$	646,309	$	748,112