Consolidated Condensed Statements of Operations (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Feb. 28, 2013	Feb. 29, 2012	Feb. 28, 2013	Feb. 29, 2012
REVENUES:
Investment advisory services	$ 43,363	$ 46,963	$ 140,694	$ 178,034
Insurance premiums and commissions	197,877	225,084	674,496	922,831
Net investment income	50,801	72,369	170,516	207,468
Net realized investment gains (losses)	15,144	(2,363)	41,024	12,355
Other income	368	5,383	5,746	7,623
TOTAL REVENUES	307,553	347,436	1,032,476	1,328,311
OPERATING EXPENSES:
Incurred policy losses	42,853	50,386	139,258	153,982
Insurance policy acquisition costs	65,868	71,876	203,325	225,184
General and administrative	317,531	314,451	1,074,109	990,498
Depreciation	2,671	2,679	8,014	8,065
TOTAL OPERATING EXPENSES	428,923	439,392	1,424,706	1,377,729
NET INCOME (LOSS) FROM OPERATIONS	(121,370)	(91,956)	(392,230)	(49,418)
Accrued dividends of Series A Mandatorily Redeemable Preferred Stock	(14,655)	0	(43,374)	0
Accrued dividends and accretion of Series B Mandatorily Redeemable Preferred Stock	(96,781)	(89,392)	(283,652)	(262,318)
Interest expense	(231,393)	(220,634)	(830,852)	(676,745)
NET INCOME (LOSS)	(464,199)	(401,982)	(1,550,108)	(988,481)
Accretion of Mandatorily Redeemable Convertible Preferred Stock, including accrued dividends	(18,941)	(32,282)	(56,058)	(95,542)
Accrued dividends on Series C Preferred Stock equity	(232,979)	(215,190)	(682,826)	(630,690)
NET INCOME (LOSS) ATTRIBUTABLE TO COMMON STOCKHOLDERS	$ (716,119)	$ (649,454)	$ (2,288,992)	$ (1,714,713)
BASIC AND DILUTIVE NET INCOME (LOSS) PER SHARE:
NET INCOME (LOSS) PER SHARE	$ 0.00	$ 0.00	$ (0.01)	$ (0.01)
WEIGHTED-AVERAGE SHARES OUTSTANDING	309,815,347	257,684,080	289,575,312	251,312,413