Consolidated Condensed Balance Sheets (Unaudited) (USD $)	Feb. 28, 2013	May 31, 2012
Investments and Cash:
Bonds and mortgaged-back securities available for sale, at market value (amortized cost - 2/28/13 $6,292,393; 05/31/12 $5,915,428)	$ 6,435,343	$ 6,098,648
Equity investments available for sale, at market value, net (amortized cost - 2/28/13 $523,403; 05/31/12 $519,120)	508,788	484,274
Short-term investments, at cost (approximates market value)	655,970	991,875
Cash	148,327	259,079
TOTAL INVESTMENTS AND CASH	7,748,428	7,833,876
Investment income due and accrued	25,734	42,981
Premiums and other accounts receivable	173,413	289,463
Prepaid reinsurance premium	160,353	243,877
Funds deposited with Reinsurers	79,389	42,458
Deferred policy acquisition costs	180,508	167,010
Furniture, automobile, and equipment, net of accumulated depreciation of $110,630 and $102,606 respectively	14,391	22,404
Other assets	102,580	96,370
Intangible assets	150,000	150,000
TOTAL ASSETS	8,634,796	8,888,439
LIABILITIES AND STOCKHOLDERS' EQUITY (DEFICIT)
Reserve for losses and loss expenses	1,165,747	1,026,489
Reserve for unearned premiums	532,125	771,089
Advanced premium	208,298	139,402
Accrued expenses and professional fees payable	674,187	473,540
Accounts payable	220,014	172,627
Related party payable	122,384	109,309
Term and demand notes payable to related party	348,163	377,954
Notes payable	4,739,151	4,836,000
Accrued interest payable	2,149,665	1,716,884
Accrued interest payable to related party	260,453	209,069
Other liabilities	391,495	290,706
Mandatorily redeemable Series A Preferred Stock, $.0001 par value per share; 1 million shares authorized; 1,126 shares issued and outstanding at February 28, 2013 and May 31, 2012, respectively;stated liquidation value of $1,000 per share	1,468,237	1,424,863
Mandatorily redeemable Series B Preferred Stock, $.0001 par value per share; 3,136 shares authorized; 2,817 shares issued and outstanding at February 28, 2013 and May 31, 2012; stated liquidation value of $1,000 per share	4,893,877	4,610,224
TOTAL LIABILITIES	17,173,796	16,158,156
Series A Preferred Stock, $.0001 par value per share; 1 million shares authorized; 1,549 shares issued and outstanding at February 28, 2013 and May 31, 2012, respectively; stated liquidation value of $1,000 per share	1,897,613	1,841,555
TOTAL MANDATORILY REDEEMABLE CONVERTIBLE PREFERRED STOCK	1,897,613	1,841,555
COMMITMENTS AND CONTINGENCIES (SEE NOTES)
STOCKHOLDERS' EQUITY (DEFICIT)
Series C Preferred Stock, $.0001 par value per share; 10,000 shares authorized; 6,805 shares issued and outstanding at February 28, 2013 and May 31, 2012, respectively; includes $4,982,007 and $4,299,181 accrued Series C dividends, respectively	11,012,938	10,330,112
Common stock, $.0001 par value per share; 490 million shares authorized; 310,847,903 and 270,352,831 shares issued and outstanding at February 28, 2013 and May 31, 2012, respectively	31,085	27,035
Additional paid in capital	3,961,738	3,664,923
Accumulated deficit	(25,570,709)	(23,281,717)
Accumulated other comprehensive income	128,335	148,375
TOTAL STOCKHOLDERS' EQUITY (DEFICIT)	(10,436,613)	(9,111,272)
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY (DEFICIT)	$ 8,634,796	$ 8,888,439