X0202 4 2005-07-25 0000856751 FIRST KEYSTONE FINANCIAL INC FKFS 0001290652 Dwyer Robert R 1500 CINNAMINSON AVENUE CINNAMINSON NJ 08077 0 1 0 0 SVP/Director of Lending common stock 2011 D stock options 19.75 2005-07-25 4 A 0 1813 A 2006-07-25 2015-07-25 common stock 1813 1813 D Options vest and become exercisable at the rate of 20% per year commencing one year from the date of grant. Transaction is the grant of stock options and the exercise price is reported in column 2. Robert R. Dwyer 2005-07-27