X0202 5 2006-09-30 0 0 0000856751 FIRST KEYSTONE FINANCIAL INC FKFS 0001241996 HOSIER DONALD G JR 1055 WILSON AVENUE GLEN MILLS PA 19342 1 0 0 0 common stock 1556.035 D common stock 2486.4711 I 401K Plan Includes 4.752 shares acquired during fiscal 2006 under the Company's Dividend Reinvestment and Stock Purchase Plan. Includes 25.9318 shares acquired during fiscal 2006 under director's 401K Plan entitled Montgomery Insurance Services, Inc. Employee Profit Sharing Trust. Donald G. Hosier, Jr. 2006-11-09