X0303 4 2008-11-21 0000856751 FIRST KEYSTONE FINANCIAL INC FKFS 0001241995 OTTO ROBIN G 411 S. IVY LANE GLEN MILLS PA 19342 0 1 0 0 SVP/Retail Delivery common stock 1281 D common stock 6309.031 I 401K Plan common stock 2351.958 I ESOP common stock 400 I By mother as custodian for sons stock options 8.50 2008-11-21 4 A 0 2000 A 2009-11-21 2018-11-21 common stock 2000 4600 D There is no purchase or sale price of the stock options. The stock options vest and become exercisable at the rate of 20% per year commencing one year from the date of grant. Robin G. Otto 2008-11-24