X0202 4 1995-01-25 0000856751 FIRST KEYSTONE FINANCIAL INC FKFS 0001241995 OTTO ROBIN G 411 S. IVY LANE GLEN MILLS PA 19342 0 1 0 0 SVP/Marketing common stock 1281 D common stock 4267.412 I 401K Plan common stock 1724.823 I ESOP common stock 1995-01-25 4 G 0 400 5.00 A 400 I by grandmother as custodian for grandson The original purchase was for 200 shares of common stock at $10.00 per share. The stock split and was payable on January 2, 1998. Robin G. Otto 2006-12-04