X0202 5 2005-09-30 0 0 0000856751 FIRST KEYSTONE FINANCIAL INC FKFS 0001241994 GUTHRIE DONALD S 2 GENERAL WASHINGTON DRIVE MEDIA PA 19063 1 0 0 0 common stock 99427 D Includes 16,680 shares received upon retirement as an officer on April 30, 2005 from the Company's 401K Plan and includes 18,917 shares received upon retirement as an officer on April 30, 2005 under the Company's Employee Stock Ownership Plan (ESOP). Donald S. Guthrie 2005-11-10