X0201 52003-09-30 0 0 0000856751 FIRST KEYSTONE FINANCIAL INC fkfs 0001241994 GUTHRIE DONALD S 2 GENERAL WASHINGTON DRIVE MEDIA PA 19063 1100Chairman/CEOcommon stock 46772Dcommon stock15072.2326I401K Plancommon stock15209.0736IESOPIncludes 1529.4442 shares acquired during fiscal 2003 under the Company's 401K Plan.Includes total shares acquired at calendar year ended 12/31/02 under the Company's Employee Stock Ownership Plan (ESOP).Donald S. Guthrie2003-11-06