X0201 52003-09-30 0 0 0000856751 FIRST KEYSTONE FINANCIAL INC fkfs 0001241992 JONES EDMUND 227 HAVERFORD AVENUE SWARTHMORE PA 19081 1000common stock2003-04-075G02800D29730Dcommon stock5000Iby spouseDisposition of 2,800 shares of common stock to children and grandchildren as gift.Edmund Jones2003-11-06