X0202 5 2006-09-30 0 0 0000856751 FIRST KEYSTONE FINANCIAL INC FKFS 0001241974 ODONNELL WILLIAM J 346 KIRK LANE MEDIA PA 19063 1 0 0 0 common stock 20 D common stock 500 I by spouse William J. O'Donnell 2006-11-09