X0202 3 2007-08-28 0 0000856751 FIRST KEYSTONE FINANCIAL INC FKFS 0001411585 Crain Terry D C/O FIRST KEYSTONE FINANCIAL, INC. 22 WEST STATE STREET MEDIA PA 19063 0 1 0 0 Senior Vice President Common Stock, $0.01 par value per share 7188 D Includes 1,069 shares held in the First Keystone Financial, Inc. employee stock ownership plan. Also includes 225 shares issued as a grant of a restricted stock award on December 17, 2004 which vest pro rata over five years. /s/Terry D. Crain 2007-09-07