Exhibit 14.2



                           CONSENT OF INDEPENDENT AUDITORS



The Board of Trustees and Shareholders

Riggs Funds



We consent to the use of our report  dated June 11,  2003 on the  statements  of
assets and  liabilities  of Riggs  Funds as of April 30,  2003,  and the related
statements  of  operations,  statements  of changes in net assets and  financial
highlights for each of the years or periods presented, incorporated by reference
in the Pre  Effective  Amendment  No 1 to Form N-14  filed by  Federated  Equity
Funds,  Federated  Total Return  Government  Bond Fund,  Federated  Total Return
Series,  Inc.,  Intermediate  Municipal Trust,  Federated  Short-Term  Municipal
Trust, and Money Market  Obligations  Trust under the Securities Act of 1933 and
to the references to our firm in the Prospectus/Proxy Statement and Statement of
Additional Information.



/s/ KPMG LLP

KPMG LLP

Boston, Massachusetts

August 20, 2003