Subsidiaries of Sky Financial

EX-21.1 16 dex211.htm SUBSIDIARIES OF SKY FINANCIAL Subsidiaries of Sky Financial

Exhibit 21.1

SUBSIDIARIES OF

SKY FINANCIAL GROUP, INC.

December 29, 2005


ENTITY NAME, LOCATION & OWNERSHIP				JURISDICTION OF INCORPORATION OR ORGANIZATION

A.	*Issuer and Parent Company*

	Sky Financial Group, Inc.			Ohio
	Bowling Green, Ohio

B.	*Bank and Bank-Owned Subsidiaries of Issuer*

	1.	Sky Bank		Ohio
		Salineville, Ohio
		Sky Financial Group, Inc. owns 100%

		a.	Belmont Investment and Financial Services, Inc. (inactive)	Ohio
			St. Clairsville, Ohio
			Sky Bank owns 100%

		b.	Insurance Holding Company (inactive)	Michigan
			Bowling Green, Ohio
			Sky Bank owns 100%

		c.	Metropolitan Savings Service Corporation	Ohio
			Bowling Green, Ohio
			Sky Bank owns 100%

		d.	Second National Financial Company, LLC	Delaware
			Wilmington, Delaware
			Sky Bank owns 100%

		e.	Second National Loan Servicing Company	Delaware
			Wilmington, Delaware
			Sky Bank owns 100%

		f.	Sky Access, Inc. (inactive)	Ohio
			Lisbon, Ohio
			Sky Bank owns 100%

		g.	Sky Capital LLC	Delaware
			Wilmington, Delaware
			Sky Bank owns 100%

		h.	Sky Community Development Company	Ohio
			Bowling Green, Ohio


			Sky Bank owns 100%
	2.	Sky Trust, National Association		United States
		Pepper Pike, Ohio
		Sky Financial Group, Inc. owns 100%

C.	*Financial Service Subsidiaries of Issuer*

	1.	Access Partners, LLC		Indiana
		Evansville, Indiana
		Sky Financial Group, Inc. owns 51%

	2.	Belmont Financial Network, Inc.		Ohio
		Massillon, Ohio
		Sky Financial Group, Inc. owns 100%

	3.	First Western Capital Trust I		Delaware
		Wilmington, Delaware
		Sky Financial Group, Inc. owns 100%

	4.	Freedom Financial Life Insurance Company		Arizona
		Phoenix, Arizona
		Sky Financial Group, Inc. owns 77%

	5.	M&E Investment Group, Inc.		Pennsylvania
		Carnegie, Pennsylvania
		Sky Financial Group, Inc. owns 100%

	6.	Metropolitan I Corporation (inactive)		Ohio
		Bowling Green, Ohio
		Sky Financial Group, Inc. owns 100%

	7.	Mid Am Capital Trust I		Delaware
		Wilmington, Delaware
		Sky Financial Group, Inc. owns 100%

	8.	Prospect Trust I		Delaware
		Wilmington, Delaware
		Sky Financial Group, Inc. owns 100%

	9.	Second Bancorp Capital Trust I		Delaware
		Wilmington, Delaware
		Sky Financial Group, Inc. owns 100%

	10.	Second National Capital Corporation		Delaware
		Wilmington, Delaware
		Sky Financial Group, Inc. owns 100%

	11.	Sky Capital Management, Inc.		Delaware
		Wilmington, Delaware
		Sky Financial Group, Inc. owns 100%

	12.	Sky Financial Capital Trust I		Delaware
		Wilmington, Delaware
		Sky Financial Group, Inc. owns 100%



13.	Sky Financial Capital Trust II		Delaware
	Wilmington, Delaware
	Sky Financial Group, Inc. owns 100%

14.	Sky Holdings, Inc.		Delaware
	Wilmington, Delaware
	Sky Financial Group, Inc. owns 100%

15.	Sky Insurance, Inc.		Ohio
	Maumee, Ohio
	Sky Financial Group, Inc. owns 100%

	a.	Celaris Brokerage LLC	Ohio
		Cleveland, Ohio
		Sky Insurance, Inc. owns 100%