XML 55 R42.htm IDEA: XBRL DOCUMENT v3.22.4
Regulatory Capital (Tables)
 12 Months Ended
Dec. 31, 2022
Regulatory Assets and Liabilities Disclosure [Abstract]  
Regulatory Matters The Company’s and the Bank’s actual regulatory capital amounts and ratios are presented in the following table.
Regulatory Capital and Ratios
Regulatory Minimum Ratio + CCB(1)
The Company
The Bank
(dollars in thousands)December 31, 2022December 31, 2021December 31, 2022December 31, 2021
Common equity$187,011 $208,133 $216,408 $236,561 
Goodwill

(10,835)(10,835)(10,835)(10,835)
Core deposit intangible (net of deferred tax liability)(477)(766)(477)(766)
AOCI (gains) losses43,092 1,952 43,092 1,952 
Common Equity Tier 1 Capital

218,791 198,484 248,188 226,912 
TRUPs

12,000 12,000 — — 
Tier 1 Capital

230,791 210,484 248,188 226,912 
Allowable reserve for credit losses and other Tier 2 adjustments23,303 18,468 23,303 18,468 
Subordinated notes19,566 19,510 — — 
Tier 2 Capital

$273,660 $248,462 $271,491 $245,380 
Risk-Weighted Assets ("RWA")

$1,943,516 $1,665,296 $1,941,922 $1,663,831 
Average Assets ("AA")

$2,404,643 $2,281,210 $2,403,268 $2,279,835 


Common Tier 1 Capital to RWA
7.00%11.26 %11.92 %12.78 %13.64 %
Tier 1 Capital to RWA
8.5011.87 12.64 12.78 13.64 
Tier 2 Capital to RWA
10.5014.08 14.92 13.98 14.75 
Tier 1 Capital to AA (Leverage) (2)
n/a9.60 9.23 10.33 9.95 
_______________________________________
(1) The regulatory minimum capital ratio ("Min. Ratio") + the capital conservation buffer ("CCB").
(2) Tier 1 Capital to AA ("Leverage") has no capital conservation buffer defined. The prompt corrective action ("PCA") well capitalized is defined as 5.00%.