CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 11,511	$ 108,990
Federal funds sold	2,140	0
Interest-bearing deposits with banks	11,822	30,664
Securities available for sale ("AFS"), at fair value	462,746	497,839
CRA investment fund	4,286	4,772
Non-marketable equity securities held in other financial institutions	207	207
Federal Home Loan Bank ("FHLB") stock - at cost	4,584	1,472
Net loans	1,798,517	1,586,791
Goodwill	10,835	10,835
Premises and equipment, net	21,308	21,427
Accrued interest receivable	8,335	5,588
Investment in bank owned life insurance	39,802	38,932
Core deposit intangible	634	1,032
Net deferred tax assets	24,657	9,033
Right of use assets - operating leases	5,920	6,124
Other assets	2,713	3,600
Total Assets	2,410,017	2,327,306
Deposits
Non-interest-bearing deposits	630,120	445,778
Interest-bearing deposits	1,458,343	1,610,386
Total deposits	2,088,463	2,056,164
Short-term borrowings	79,000	0
Long-term debt	0	12,231
Guaranteed preferred beneficial interest in junior subordinated debentures	12,000	12,000
Subordinated notes - 4.75%, net of debt issuance costs	19,566	19,510
Lease liabilities - operating leases	6,202	6,343
Accrued expenses and other liabilities	17,775	12,925
Total Liabilities	2,223,006	2,119,173
Stockholders' Equity
Common stock - par value $0.01; authorized - 15,000,000 shares; issued 5,648,435 and 5,718,528 shares, respectively	56	57
Additional paid in capital	97,986	96,896
Retained earnings	132,235	113,448
Accumulated other comprehensive loss	(43,092)	(1,952)
Unearned ESOP shares	(174)	(316)
Total Stockholders' Equity	187,011	208,133
Total Liabilities and Stockholders' Equity	2,410,017	2,327,306
U.S. SBA PPP loans
Assets
Net loans	339	26,398
Portfolio Loans
Assets
Net loans	$ 1,798,178	$ 1,560,393