XML 42 R33.htm IDEA: XBRL DOCUMENT v3.22.2.2
REGULATORY CAPITAL (Tables)
 9 Months Ended
Sep. 30, 2022
Regulatory Assets and Liabilities Disclosure [Abstract]  
Regulatory Capital Amounts and Ratios The Company’s and the Bank’s actual regulatory capital amounts and ratios are presented in the following table.
Regulatory Capital and Ratios
Regulatory Minimum Ratio + CCB(1)
The CompanyThe Bank
(dollars in thousands)September 30, 2022December 31, 2021September 30, 2022December 31, 2021
Common equity$179,154 $208,133 $207,146 $236,561 
Goodwill(10,835)(10,835)(10,835)(10,835)
Core deposit intangible (net of deferred tax liability)(537)(766)(537)(766)
AOCI losses43,906 1,952 43,906 1,952 
Common Equity Tier 1 Capital211,688 198,484 239,680 226,912 
TRUPs12,000 12,000 — — 
Tier 1 Capital223,688 210,484 239,680 226,912 
Allowable reserve for credit losses and other Tier 2 adjustments22,295 18,468 22,295 18,468 
Subordinated notes19,552 19,510 — — 
Tier 2 Capital$265,535 $248,462 $261,975 $245,380 
Risk-Weighted Assets ("RWA")$1,856,827 $1,665,296 $1,855,483 $1,663,831 
Average Assets ("AA")$2,340,703 $2,281,210 $2,338,751 $2,279,835 
Common Tier 1 Capital to RWA7.00%11.40 %11.92 %12.92 %13.64 %
Tier 1 Capital to RWA8.50%12.05 12.64 12.92 13.64 
Tier 2 Capital to RWA10.50%14.30 14.92 14.12 14.75 
Tier 1 Capital to AA (Leverage) (2)
n/a9.56 9.23 10.25 9.95 
____________________________________
(1)The regulatory minimum capital ratio ("Min. Ratio") + the capital conservation buffer ("CCB").
(2)Tier 1 Capital to AA (Leverage) has no capital conservation buffer defined. The PCA well capitalized is defined as 5.00%.