CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 18,008	$ 108,990
Federal funds sold	20,325	0
Interest-bearing deposits with banks	14,970	30,664
Securities available for sale ("AFS"), at fair value	464,502	497,839
Equity securities carried at fair value through income	4,254	4,772
Non-marketable equity securities held in other financial institutions	207	207
Federal Home Loan Bank ("FHLB") stock - at cost	1,226	1,472
Net loans	1,722,461	1,586,791
Goodwill	10,835	10,835
Premises and equipment, net	21,626	21,427
Accrued interest receivable	6,791	5,588
Investment in bank owned life insurance	39,583	38,932
Core deposit intangible	725	1,032
Net deferred tax assets	24,755	9,033
Right of use assets - operating leases	6,022	6,124
Other assets	3,331	3,600
Total Assets	2,359,621	2,327,306
Liabilities and Stockholders’ Equity
Non-interest-bearing deposits	647,432	445,778
Interest-bearing deposits	1,479,125	1,610,386
Total Deposits	2,126,557	2,056,164
Long-term debt	0	12,231
Guaranteed preferred beneficial interest in junior subordinated debentures ("TRUPs")	12,000	12,000
Subordinated notes net of debt issuance costs - 4.75%	19,552	19,510
Lease liabilities - operating leases	6,288	6,343
Accrued expenses and other liabilities	16,070	12,925
Total Liabilities	2,180,467	2,119,173
Stockholders’ Equity
Common stock - par value $0.01; authorized - 15,000,000 shares; issued 5,644,186 and 5,718,528 shares, respectively	56	57
Additional paid in capital	97,712	96,896
Retained earnings	125,608	113,448
Accumulated other comprehensive losses	(43,906)	(1,952)
Unearned ESOP shares	(316)	(316)
Total Stockholders’ Equity	179,154	208,133
Total Liabilities and Stockholders’ Equity	2,359,621	2,327,306
U.S. SBA PPP
Assets
Net loans	1,211	26,398
Portfolio Loans
Assets
Net loans	$ 1,721,250	$ 1,560,393