CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest and Dividend Income
Loans, including fees	$ 15,610	$ 16,592
Interest and dividends on investment securities	1,666	1,064
Interest on deposits with banks	60	22
Total Interest and Dividend Income	17,336	17,678
Interest Expense
Deposits	513	802
Long-term debt	354	367
Total Interest Expense	867	1,169
Net Interest Income	16,469	16,509
Provision for credit losses	450	295
Provision (recovery) for unfunded commitments	(31)	0
Net Interest Income After Provision For Credit Losses	16,050	16,214
Noninterest Income
Net gains on sale of investment securities	0	586
Unrealized losses on equity securities	(222)	(85)
Income from bank owned life insurance	214	214
Net loss on sale of loans held for sale	(4)	0
Loss on sale of loans	0	(191)
Total Noninterest Income	1,451	2,360
Noninterest Expense
Compensation and benefits	5,055	4,788
Occupancy expense	732	761
Advertising	64	79
Data processing expense	1,007	936
Professional fees	731	640
Depreciation of premises and equipment	149	147
FDIC Insurance	179	252
OREO valuation allowance and expenses	6	181
Core deposit intangible amortization	109	133
Fraud losses	40	1,329
Other expenses	1,008	902
Total Noninterest Expense	9,080	10,148
Income before income taxes	8,421	8,426
Income tax expense	2,133	2,127
Net Income	$ 6,288	$ 6,299
Earnings Per Common Share
Basic (in dollars per share)	$ 1.11	$ 1.07
Diluted (in dollars per share)	1.10	1.07
Cash dividends paid per common share (in dollars per share)	$ 0.175	$ 0.125
Loan appraisal, credit, and miscellaneous charges
Noninterest Income
Noninterest Income	$ 176	$ 198
Service charges
Noninterest Income
Noninterest Income	926	1,187
Referral Fee Income
Noninterest Income
Noninterest Income	$ 361	$ 451