COMMITMENTS & CONTINGENCIES (Tables)

9 Months Ended

Sep. 30, 2021

Commitments and Contingencies Disclosure [Abstract]

Schedule of Right of Use asset and maturities of operating lease liabilities

The table below details the Company's operating leases:

(dollars in thousands)	September 30, 2021			December 31, 2020
Operating Leases
Operating lease right of use asset, net	$	6,215		$	7,831
Operating lease liability	$	6,418		$	8,088
Weighted average remaining lease term	17.18 years			18.21 years
Weighted average discount rate	3.51		%	3.52		%
Remaining lease term - min	6.0 years			0.7 years
Remaining lease term - max	23.0 years			24.0 years

A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total operating lease liability is as follows:

(dollars in thousands)	As of September 30, 2021
Lease payments due:
Within one year	$	527
After one but within two years	536
After two but within three years	542
After three but within four years	568
After four but within five years	593
After five years	5,974
Total undiscounted cash flows	8,740
Discount on cash flows	2,322
Total lease liability	$	6,418

Schedule of Operating Lease Cost

The table below details the Company's lease cost, which is included in occupancy expense.

	Three Months Ended September 30,				Nine Months Ended September 30,
(dollars in thousands)	2021		2020		2021		2020
Operating lease cost	$	146	$	198	$	489	$	594
Cash paid for lease liability	$	150	$	175	$	485	$	521