EARNINGS PER SHARE (“EPS”) (Tables)

3 Months Ended

Mar. 31, 2021

Earnings Per Share [Abstract]

Schedule of Earnings Per Share, Basic and Diluted

Basic and diluted earnings per share have been computed based on weighted-average common and common equivalent shares outstanding as follows:

(dollars in thousands, except per share amounts)	Three Months Ended March 31,
	2021		2020
Net Income	$	6,299	$	2,748
Average number of common shares outstanding	5,888,250		5,886,981
Dilutive effect of common stock equivalents	9,448		—
Average number of shares used to calculate diluted EPS	5,897,698		5,886,981
Earnings Per Common Share
Basic	$	1.07	$	0.47
Diluted	$	1.07	$	0.47