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DEPOSITS
 3 Months Ended
Mar. 31, 2021
Deposits, by Type [Abstract]  
Deposits DEPOSITS
Deposits consist of the following:
(dollars in thousands)March 31, 2021December 31, 2020
Balance%Balance%
Noninterest-bearing demand$406,319 21.75 %$362,079 20.74 %
Interest-bearing:
Demand651,639 34.89 %590,159 33.81 %
Money market deposits355,680 19.04 %340,725 19.52 %
Savings105,590 5.65 %98,783 5.66 %
Certificates of deposit348,668 18.67 %353,856 20.27 %
Total interest-bearing1,461,577 78.25 %1,383,523 79.26 %
Total Deposits$1,867,896 100.00 %$1,745,602 100.00 %
The aggregate amount of certificates of deposit that exceed the FDIC insurance limit of $250,000 at March 31, 2021 and December 31, 2020 was $67.3 million and $64.3 million, respectively.
The Company monitors all customer deposit concentrations at or above 2% of total deposits. At March 31, 2021, the Bank had three customer deposit relationships that exceeded 2% of total deposits, totaling $308.9 million which represented 16.5% of total deposits. At December 31, 2020, the Bank had two customer deposit relationships that exceeded 2% of total deposits, totaling $238.8 million which represented 13.7% of total deposits. The reported concentrations at March 31, 2021 and December 31, 2020 were with local municipal agencies.