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EARNINGS PER SHARE (“EPS”) (Schedule of Earnings Per Share, Basic and Diluted) (Details) - USD ($)
$ / shares in Units, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Earnings Per Share [Abstract]        
Net Income $ 3,799 $ 3,693 $ 9,997 $ 11,197
Average number of common shares outstanding (in shares) 5,895,074 5,560,878 5,892,107 5,559,622
Dilutive effect of common stock equivalents (in shares) 0 0 0 0
Average number of shares used to calculate diluted EPS (in shares) 5,895,074 5,560,878 5,892,107 5,559,622
Basic (in dollars per share) $ 0.64 $ 0.66 $ 1.70 $ 2.01
Diluted (in dollars per share) $ 0.64 $ 0.66 $ 1.70 $ 2.01