CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest and Dividend Income
Loans, including fees	$ 16,502	$ 16,129
Interest and dividends on investment securities	1,469	1,623
Interest on deposits with banks	68	45
Total Interest and Dividend Income	18,039	17,797
Interest Expense
Deposits	3,044	3,768
Short-term borrowings	69	334
Long-term debt	573	658
Total Interest Expense	3,686	4,760
Net Interest Income	14,353	13,037
Provision for loan losses	4,100	500
Net Interest Income After Provision For Loan Losses	10,253	12,537
Noninterest Income
Net gains on sale of investment securities	329	0
Unrealized gain on equity securities	75	56
Income from bank owned life insurance	219	217
Total Noninterest Income	2,121	1,061
Noninterest Expense
Compensation and benefits	5,188	4,803
Occupancy expense	734	806
Advertising	121	197
Data processing expense	928	720
Professional fees	626	418
Depreciation of premises and equipment	158	189
Telephone communications	43	52
Office supplies	31	37
FDIC Insurance	170	175
OREO valuation allowance and expenses	782	56
Core deposit intangible amortization	157	181
Other	745	771
Total Noninterest Expense	9,683	8,405
Income before income taxes	2,691	5,193
Income tax (benefit) expense	(57)	1,316
Net Income	$ 2,748	$ 3,877
Earnings Per Common Share
Basic (in dollars per share)	$ 0.47	$ 0.70
Diluted (in dollars per share)	$ 0.47	$ 0.70
Loan appraisal, credit, and miscellaneous charges [Member]
Noninterest Income
Noninterest Income	$ 14	$ 58
Service charges [Member]
Noninterest Income
Noninterest Income	982	730
Referral Fee Income [Member]
Noninterest Income
Noninterest Income	$ 502	$ 0