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Deposits
6 Months Ended
Jun. 30, 2019
Banking and Thrift [Abstract]  
Deposits
DEPOSITS
Deposits consist of the following:
(dollars in thousands)
 
June 30, 2019
 
December 31, 2018
 
Balance
 
%
 
Balance
 
%
Noninterest-bearing demand
 
$
226,712

 
15.17
%
 
$
209,378

 
14.65
%
Interest-bearing:
 
 
 
 
 
 
 
 
Demand
 
458,686

 
30.69
%
 
437,170

 
30.58
%
Money market deposits
 
277,823

 
18.59
%
 
266,160

 
18.62
%
Savings
 
70,652

 
4.73
%
 
69,892

 
4.89
%
Certificates of deposit
 
460,569

 
30.82
%
 
447,029

 
31.27
%
Total interest-bearing
 
1,267,730

 
84.83
%
 
1,220,251

 
85.35
%
Total Deposits
 
$
1,494,442

 
100.00
%
 
$
1,429,629

 
100.00
%

The aggregate amount of certificates of deposit in denominations of $250,000 or more at June 30, 2019 and December 31, 2018 was $126.9 million and $117.2 million, respectively.
The FDIC’s examination policies require that the Company monitor all customer deposit concentrations at or above 2% of total deposits. At June 30, 2019, the Bank had two customer deposit relationships that exceeded 2% of total deposits, totaling $202.3 million which represented 13.54% of total deposits. At December 31, 2018, the Bank had one customer deposit relationship that exceeded 2% of total deposits, totaling $158.8 million which represented 11.1% of total deposits.