CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 24,064	$ 13,315
Federal funds sold	5,700
Interest-bearing deposits with banks	3,272	2,102
Securities available for sale (AFS), at fair value	119,976	68,164
Securities held to maturity (HTM), at amortized cost	96,271	99,246
Equity securities carried at fair value through income	4,428
Non-marketable equity securities held in other financial institutions	209	121
Federal Home Loan Bank (FHLB) stock - at cost	3,821	7,276
Loans receivable	1,348,105	1,151,130
Less: allowance for loan losses	(10,976)	(10,515)
Net loans	1,337,129	1,140,615
Goodwill	10,835
Premises and equipment, net	22,922	21,391
Other real estate owned (OREO)	8,111	9,341
Accrued interest receivable	4,957	4,511
Investment in bank owned life insurance	36,295	29,398
Core deposit intangible	2,806
Net deferred tax assets	6,693	5,922
Other assets	1,738	4,559
Total Assets	1,689,227	1,405,961
Liabilities and Stockholders' Equity
Non-interest-bearing deposits	209,378	159,844
Interest-bearing deposits	1,220,251	946,393
Total deposits	1,429,629	1,106,237
Short-term borrowings	35,000	87,500
Long-term debt	20,436	55,498
Guaranteed preferred beneficial interest in junior subordinated debentures (TRUPs)	12,000	12,000
Subordinated notes - 6.25%	23,000	23,000
Accrued expenses and other liabilities	14,680	11,769
Total Liabilities	1,534,745	1,296,004
Stockholders' Equity
Common stock - par value $.01; authorized - 15,000,000 shares; issued 5,577,559 and 4,649,658 shares, respectively	56	46
Additional paid in capital	84,397	48,209
Retained earnings	72,594	63,648
Accumulated other comprehensive loss	(1,847)	(1,191)
Unearned ESOP shares	(718)	(755)
Total Stockholders' Equity	154,482	109,957
Total Liabilities and Stockholders' Equity	$ 1,689,227	$ 1,405,961