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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Dec. 31, 2017
Dec. 31, 2016
Assets    
Cash and due from banks $ 13,315 $ 9,948
Interest-bearing deposits with banks 2,102 1,315
Securities available for sale (AFS), at fair value 68,285 53,033
Securities held to maturity (HTM), at amortized cost 99,246 109,247
Federal Home Loan Bank (FHLB) stock - at cost 7,276 7,235
Loans receivable - net of allowance for loan losses of $10,515 and $9,860 1,140,615 1,079,519
Premises and equipment, net 21,391 22,205
Premises and equipment held for sale   345
Other real estate owned (OREO) 9,341 7,763
Accrued interest receivable 4,511 3,979
Investment in bank owned life insurance 29,398 28,625
Other assets 10,481 11,043
Total assets 1,405,961 1,334,257
Liabilities and Stockholders' Equity    
Non-interest-bearing deposits 159,844 144,877
Interest-bearing deposits 946,393 893,948
Total deposits 1,106,237 1,038,825
Short-term borrowings 87,500 79,000
Long-term debt 55,498 65,559
Guaranteed preferred beneficial interest in junior subordinated debentures (TRUPs) 12,000 12,000
Subordinated notes - 6.25% 23,000 23,000
Accrued expenses and other liabilities 11,769 11,447
Total liabilities 1,296,004 1,229,831
Stockholders' Equity    
Common stock - par value $.01; authorized - 15,000,000 shares; issued 4,649,658 and 4,633,868 shares, respectively 46 46
Additional paid in capital 48,209 47,377
Retained earnings 63,648 58,100
Accumulated other comprehensive loss (1,191) (928)
Unearned ESOP shares (755) (169)
Total stockholders' equity 109,957 104,426
Total liabilities and stockholders' equity $ 1,405,961 $ 1,334,257