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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2017
Dec. 31, 2016
Assets    
Cash and due from banks $ 14,982 $ 9,948
Interest-bearing deposits with banks 1,338 1,315
Securities available for sale (AFS), at fair value 54,288 53,033
Securities held to maturity (HTM), at amortized cost 106,842 109,247
Federal Home Loan Bank (FHLB) stock - at cost 7,745 7,235
Loans receivable - net of allowance for loan losses of $10,434 and $9,860 1,132,429 1,079,519
Premises and equipment, net 22,042 22,205
Premises and equipment held for sale   345
Other real estate owned (OREO) 9,154 7,763
Accrued interest receivable 4,212 3,979
Investment in bank owned life insurance 29,011 28,625
Other assets 10,645 11,043
Total assets 1,392,688 1,334,257
Liabilities and Stockholders' Equity    
Non-interest-bearing deposits 154,962 144,877
Interest-bearing deposits 932,844 893,948
Total deposits 1,087,806 1,038,825
Short-term borrowings 88,500 79,000
Long-term debt 65,529 65,559
Guaranteed preferred beneficial interest in junior subordinated debentures (TRUPs) 12,000 12,000
Subordinated notes - 6.25% 23,000 23,000
Accrued expenses and other liabilities 6,560 11,447
Total liabilities 1,283,395 1,229,831
Stockholders' Equity    
Common stock - par value $.01; authorized - 15,000,000 shares; issued 4,648,199 and 4,633,868 shares, respectively 46 46
Additional paid in capital 47,847 47,377
Retained earnings 62,058 58,100
Accumulated other comprehensive loss (489) (928)
Unearned ESOP shares (169) (169)
Total stockholders' equity 109,293 104,426
Total liabilities and stockholders' equity $ 1,392,688 $ 1,334,257