CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 9,948	$ 9,059
Federal funds sold		225
Interest-bearing deposits with banks	1,315	1,855
Securities available for sale (AFS), at fair value	53,033	35,116
Securities held to maturity (HTM), at amortized cost	109,247	109,420
Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock - at cost	7,235	6,931
Loans receivable - net of allowance for loan losses of $9,860 and $8,540	1,079,519	909,200
Premises and equipment, net	22,205	20,156
Premises and equipment held for sale	345	2,000
Other real estate owned (OREO)	7,763	9,449
Accrued interest receivable	3,979	3,218
Investment in bank owned life insurance	28,625	27,836
Other assets	11,043	8,867
Total assets	1,334,257	1,143,332
Liabilities and Stockholders' Equity
Non-interest-bearing deposits	144,877	142,771
Interest-bearing deposits	893,948	764,128
Total deposits	1,038,825	906,899
Short-term borrowings	79,000	36,000
Long-term debt	65,559	55,617
Guaranteed preferred beneficial interest in junior subordinated debentures (TRUPs)	12,000	12,000
Subordinated notes - 6.25%	23,000	23,000
Accrued expenses and other liabilities	11,447	10,033
Total liabilities	1,229,831	1,043,549
Stockholders' Equity
Common stock - par value $.01; authorized - 15,000,000 shares; issued 4,633,868 and 4,645,429 shares, respectively	46	46
Additional paid in capital	47,377	46,809
Retained earnings	58,100	53,495
Accumulated other comprehensive loss	(928)	(251)
Unearned ESOP shares	(169)	(316)
Total stockholders' equity	104,426	99,783
Total liabilities and stockholders' equity	$ 1,334,257	$ 1,143,332