CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 8,922	$ 9,059
Federal funds sold	90	225
Interest-bearing deposits with banks	4,011	1,855
Securities available for sale (AFS), at fair value	39,837	35,116
Securities held to maturity (HTM), at amortized cost	107,772	109,420
Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock - at cost	5,005	6,931
Loans receivable - net of allowance for loan losses of $9,106 and $8,540	995,515	909,200
Premises and equipment, net	22,807	20,156
Premises and equipment held for sale		2,000
Other real estate owned (OREO)	8,460	9,449
Accrued interest receivable	3,486	3,218
Investment in bank owned life insurance	28,230	27,836
Other assets	9,266	8,867
Total assets	1,233,401	1,143,332
Liabilities and Stockholders' Equity
Non-interest-bearing deposits	142,365	142,771
Interest-bearing deposits	851,110	764,128
Total deposits	993,475	906,899
Short-term borrowings	28,000	36,000
Long-term debt	65,588	55,617
Guaranteed preferred beneficial interest in junior subordinated debentures (TRUPs)	12,000	12,000
Subordinated notes - 6.25%	23,000	23,000
Accrued expenses and other liabilities	8,972	10,033
Total liabilities	1,131,035	1,043,549
Stockholders' Equity
Common stock - par value $.01; authorized - 15,000,000 shares; issued 4,651,486 and 4,645,429 shares, respectively	47	46
Additional paid in capital	47,007	46,809
Retained earnings	55,574	53,495
Accumulated other comprehensive gain (loss)	54	(251)
Unearned ESOP shares	(316)	(316)
Total stockholders' equity	102,366	99,783
Total liabilities and stockholders' equity	$ 1,233,401	$ 1,143,332