CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 9,059	$ 17,275
Federal funds sold	225	965
Interest-bearing deposits with banks	1,855	3,133
Securities available for sale (AFS), at fair value	35,116	41,939
Securities held to maturity (HTM), at amortized cost	109,420	84,506
Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock - at cost	6,931	6,434
Loans receivable - net of allowance for loan losses of $8,540 and $8,481	909,200	862,409
Premises and equipment, net	20,156	20,586
Premises and equipment held for sale	2,000
Other real estate owned (OREO)	9,449	5,883
Accrued interest receivable	3,218	3,036
Investment in bank owned life insurance	27,836	27,021
Other assets	8,867	9,691
Total assets	1,143,332	1,082,878
Liabilities and Stockholders' Equity
Non-interest-bearing deposits	142,771	122,195
Interest-bearing deposits	764,128	747,189
Total deposits	906,899	869,384
Short-term borrowings	36,000	2,000
Long-term debt	55,617	74,672
Guaranteed preferred beneficial interest in junior subordinated debentures (TRUPs)	12,000	12,000
Subordinated notes - 6.25%	23,000
Accrued expenses and other liabilities	10,033	8,263
Total liabilities	1,043,549	966,319
Stockholders' Equity
Preferred stock, Senior Non-Cumulative Perpetual, Series C - par value $1,000; authorized and issued 20,000 at December 31, 2014 and none at December 31, 2015		20,000
Common stock - par value $.01; authorized - 15,000,000 shares; issued 4,645,429 and 4,702,715 shares, respectively	46	47
Additional paid in capital	46,809	46,416
Retained earnings	53,495	50,936
Accumulated other comprehensive loss	(251)	(378)
Unearned ESOP shares	(316)	(462)
Total stockholders' equity	99,783	116,559
Total liabilities and stockholders' equity	$ 1,143,332	$ 1,082,878