Earnings Per Share ("EPS") (Tables)

6 Months Ended

Jun. 30, 2015

Earnings Per Share ("EPS") [Abstract]

Schedule of Earnings Per Share, Basic and Diluted

	Three Months Ended		Six Months Ended
	June 30,		June 30,
(dollars in thousands)	2015	2014	2015	2014
Net Income	$               1,711	$              1,335	$             3,532	$             3,056
Less: dividends paid and accrued on preferred stock	-	(50)	(23)	(100)
Net income available to common shareholders	$               1,711	$              1,285	$             3,509	$             2,956
Average number of common shares outstanding	4,650,153	4,651,716	4,653,763	4,645,963
Dilutive effect of common stock equivalents	37,048	17,793	37,048	16,632
Average number of shares used to calculate diluted EPS	4,687,201	4,669,509	4,690,811	4,662,595