CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 29,982	$ 17,275
Federal funds sold	4,385	965
Interest-bearing deposits with banks	7,565	3,133
Securities available for sale (AFS), at fair value	38,378	41,939
Securities held to maturity (HTM), at amortized cost	85,985	84,506
Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock - at cost	6,550	6,434
Loans receivable - net of allowance for loan losses of $8,757 and $8,481	885,914	862,409
Premises and equipment, net	21,418	20,586
Other real estate owned (OREO)	6,422	5,883
Accrued interest receivable	3,182	3,036
Investment in bank owned life insurance	27,432	27,021
Other assets	9,523	9,691
Total assets	1,126,736	1,082,878
Liabilities and Stockholders' Equity
Non-interest-bearing deposits	132,367	122,195
Interest-bearing deposits	768,018	747,189
Total deposits	900,385	869,384
Short-term borrowings	12,000	2,000
Long-term debt	70,645	74,672
Guaranteed preferred beneficial interest in junior subordinated debentures (TRUPs)	12,000	12,000
Subordinated notes - 6.25%	23,000
Accrued expenses and other liabilities	9,622	8,263
Total liabilities	1,027,652	966,319
Stockholders' Equity
Preferred stock, senior non-cumulative perpetual, series C - par value $1,000; authorized and issued 20,000 at December 31, 2014 and none at June 30, 2015		20,000
Common stock - par value $.01; authorized - 15,000,000 shares; issued 4,715,212 and 4,702,715 shares, respectively	47	47
Additional paid in capital	46,702	46,416
Retained earnings	53,125	50,936
Accumulated other comprehensive loss	(300)	(378)
Unearned ESOP shares	(490)	(462)
Total stockholders' equity	99,084	116,559
Total liabilities and stockholders' equity	$ 1,126,736	$ 1,082,878