CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest and Dividend Income
Loans, including fees	$ 10,177,000	$ 9,583,000
Taxable interest and dividends on investment securities	547,000	590,000
Interest on deposits with banks	4,000	2,000
Total interest and dividend income	10,728,000	10,175,000
Interest Expense
Deposits	988,000	1,208,000
Short-term borrowings	9,000	6,000
Long-term debt	668,000	527,000
Total interest expense	1,665,000	1,741,000
Net interest income	9,063,000	8,434,000
Provision for loan losses	178,000	203,000
Net interest income after provision for loan losses	8,885,000	8,231,000
Noninterest Income
Loan appraisal, credit, and miscellaneous charges	58,000	100,000
Gain on sale of asset	18,000
Net (losses) gains on sale of investment securities	(1,000)	24,000
Income from bank owned life insurance	205,000	151,000
Service charges	585,000	552,000
Gain on sale of loans held for sale	97,000	68,000
Total noninterest income	962,000	895,000
Noninterest Expense
Salary and employee benefits	4,145,000	4,029,000
Occupancy expense	630,000	565,000
Advertising	103,000	122,000
Data processing expense	518,000	271,000
Professional fees	295,000	230,000
Depreciation of furniture, fixtures, and equipment	201,000	185,000
Telephone communications	46,000	50,000
Office supplies	39,000	80,000
FDIC insurance	198,000	139,000
OREO valuation allowance and expenses	219,000	129,000
Other	549,000	531,000
Total noninterest expense	6,943,000	6,331,000
Income before income taxes	2,904,000	2,795,000
Income tax expense	1,083,000	1,074,000
Net income	1,821,000	1,721,000
Preferred stock dividends	23,000	50,000
Net income available to common shareholders	$ 1,798,000	$ 1,671,000
Earnings Per Common Share
Basic (in dollars per share)	$ 0.38	$ 0.36
Diluted (in dollars per share)	$ 0.38	$ 0.36
Cash dividends paid per common share (in dollars per share)	$ 0.10	$ 0.10