Earnings Per Share ("EPS") (Tables)

3 Months Ended

Mar. 31, 2015

Earnings Per Share ("EPS") [Abstract]

Schedule of Earnings Per Share, Basic and Diluted

	Three Months Ended
	March 31,
(dollars in thousands)	2015	2014
Net Income	$             1,821	$             1,721
Less: dividends paid and accrued on preferred stock	(23)	(50)
Net income available to common shareholders	$             1,798	$             1,671
Average number of common shares outstanding	4,694,460	4,642,064
Effect of dilutive options	-	16,465
Average number of shares used to calculate diluted EPS	4,694,460	4,658,529