CONSOLIDATED STATEMENTS OF INCOME (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Interest and Dividend Income
Loans, including fees	$ 39,475,000	$ 37,196,000
Taxable interest and dividends on investment securities	2,270,000	2,466,000
Interest on deposits with banks	14,000	16,000
Total interest and dividend income	41,759,000	39,678,000
Interest Expense
Deposits	4,586,000	5,581,000
Short-term borrowings	12,000	14,000
Long-term debt	2,100,000	2,051,000
Total interest expense	6,698,000	7,646,000
Net interest income	35,061,000	32,032,000
Provision for loan losses	2,653,000	940,000
Net interest income after provision for loan losses	32,408,000	31,092,000
Noninterest Income
Loan appraisal, credit, and miscellaneous charges	368,000	391,000
Gain on sale of asset	7,000	11,000
Net gains on sale of OREO	322,000	179,000
Net gains on sale of investment securities	19,000
Income from bank owned life insurance	671,000	620,000
Service charges	2,213,000	2,346,000
Gain on sale of loans held for sale	493,000	627,000
Total noninterest income	4,093,000	4,174,000
Noninterest Expense
Salary and employee benefits	15,851,000	14,521,000
Occupancy expense	2,371,000	2,139,000
Advertising	545,000	477,000
Data processing expense	1,556,000	1,289,000
Professional fees	1,129,000	1,095,000
Depreciation of furniture, fixtures, and equipment	753,000	765,000
Telephone communications	185,000	200,000
Office supplies	204,000	226,000
FDIC insurance	709,000	1,115,000
OREO valuation allowance and expenses	386,000	787,000
Other	2,546,000	2,230,000
Total noninterest expense	26,235,000	24,844,000
Income before income taxes	10,266,000	10,422,000
Income tax expense	3,776,000	3,771,000
Net income	6,490,000	6,651,000
Preferred stock dividends	200,000	200,000
Net income available to common shareholders	$ 6,290,000	$ 6,451,000
Earnings Per Common Share
Basic (in dollars per share)	$ 1.35	$ 1.90
Diluted (in dollars per share)	$ 1.35	$ 1.88
Cash dividends paid per common share (in dollars per share)	$ 0.40	$ 0.40