CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Cash Flows from Operating Activities
Net income	$ 4,945	$ 5,007
Adjustments to reconcile net income to net cash provided by operating activities
Provision for loan losses	1,151	640
Depreciation and amortization	954	965
Loans originated for resale	(9,648)	(20,904)
Proceeds from sale of loans originated for sale	9,936	21,326
Gain on sale of loans held for sale	(348)	(547)
Net gains on the sale of OREO	(60)	(215)
Gains on sales of HTM investment securities	(16)
Gains on sales of AFS investment securities	(8)
Gain on sale of asset	(7)	(11)
Net amortization of premium/discount on investment securities	245	441
Increase in OREO valuation allowance	234	501
Increase in cash surrender of bank owned life insurance	(463)	(465)
Increase in deferred income tax benefit	(378)	(128)
(Increase) decrease in accrued interest receivable	(77)	54
Stock based compensation	147	159
Increase in deferred loan fees	166	215
Decrease in accrued expenses and other liabilities	(113)	(455)
Decrease (increase) in other assets	2,470	(75)
Net cash provided by operating activities	9,130	6,508
Cash Flows from Investing Activities
Purchase of AFS investment securities	(3,229)	(13,487)
Proceeds from redemption or principal payments of AFS investment securities	6,307	8,092
Purchase of HTM investment securities	(4,580)	(11,683)
Proceeds from maturities or principal payments of HTM investment securities	10,840	32,652
Net increase of FHLB and FRB stock	(843)	(117)
Purchase of bank owned life insurance policies	(7,000)
Loans originated or acquired	(188,276)	(182,200)
Principal collected on loans	147,577	168,063
Purchase of premises and equipment	(1,807)	(455)
Proceeds from sale of OREO	1,878	713
Proceeds from sale of HTM investment securities	3,179
Proceeds from sale of AFS investment securities	2,056
Proceeds from disposal of asset	20	11
Net cash (used in) provided by investing activities	(33,878)	1,589
Cash Flows from Financing Activities
Net increase (decrease) in deposits	8,525	(2,983)
Proceeds from long-term debt	5,000	10,000
Payments of long-term debt	(790)	(38)
Net increase in short term borrowings	2,000	1,640
Exercise of stock options	106	125
Dividends paid	(1,545)	(1,064)
Net change in unearned ESOP shares		127
Repurchase of common stock		(303)
Net cash provided by financing activities	13,296	7,504
(Decrease) increase in cash and cash equivalents	(11,452)	15,601
Cash and cash equivalents - January 1	24,519	11,296
Cash and cash equivalents - September 30	13,067	26,897
Supplemental Disclosures of Cash Flow Information
Interest	5,066	5,857
Income taxes	2,659	3,165
Supplemental Schedule of Non-Cash Operating Activities
Issuance of common stock for payment of compensation	182	249
Transfer from loans to OREO	$ 1,590	$ 1,390