CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest and Dividend Income
Loans, including fees	$ 10,114,000	$ 9,340,000	$ 29,382,000	$ 27,704,000
Taxable interest and dividends on investment securities	550,000	632,000	1,705,000	1,853,000
Interest on deposits with banks	3,000	3,000	9,000	8,000
Total interest and dividend income	10,667,000	9,975,000	31,096,000	29,565,000
Interest Expense
Deposits	1,135,000	1,336,000	3,502,000	4,332,000
Short-term borrowings	3,000	4,000	10,000	13,000
Long-term debt	525,000	533,000	1,576,000	1,569,000
Total interest expense	1,663,000	1,873,000	5,088,000	5,914,000
Net interest income	9,004,000	8,102,000	26,008,000	23,651,000
Provision for loan losses	385,000	285,000	1,151,000	640,000
Net interest income after provision for loan losses	8,619,000	7,817,000	24,857,000	23,011,000
Noninterest Income
Loan appraisal, credit, and miscellaneous charges	143,000	56,000	335,000	375,000
Gain on sale of asset			7,000	11,000
Net gains on sale of OREO	56,000	215,000	60,000	215,000
Net gains on sale of investment securities			24,000
Income from bank owned life insurance	160,000	157,000	463,000	465,000
Service charges	555,000	661,000	1,631,000	1,764,000
Gain on sale of loans held for sale	204,000	30,000	348,000	547,000
Total noninterest income	1,118,000	1,119,000	2,868,000	3,377,000
Noninterest Expense
Salary and employee benefits	3,939,000	3,737,000	11,960,000	10,884,000
Occupancy expense	568,000	505,000	1,787,000	1,557,000
Advertising	157,000	118,000	480,000	391,000
Data processing expense	475,000	237,000	1,127,000	967,000
Professional fees	249,000	293,000	767,000	755,000
Depreciation of furniture, fixtures, and equipment	181,000	191,000	548,000	581,000
Telephone communications	41,000	46,000	132,000	149,000
Office supplies	12,000	42,000	166,000	151,000
FDIC insurance	204,000	285,000	542,000	859,000
Valuation allowance on OREO		171,000	234,000	501,000
Other	659,000	621,000	1,840,000	1,700,000
Total noninterest expense	6,485,000	6,246,000	19,583,000	18,495,000
Income before income taxes	3,252,000	2,690,000	8,142,000	7,893,000
Income tax expense	1,363,000	987,000	3,197,000	2,886,000
Net income	1,889,000	1,703,000	4,945,000	5,007,000
Preferred stock dividends	50,000	50,000	150,000	150,000
Net income available to common shareholders	$ 1,839,000	$ 1,653,000	$ 4,795,000	$ 4,857,000
Earnings Per Common Share
Basic (in dollars per share)	$ 0.40	$ 0.55	$ 1.03	$ 1.61
Diluted (in dollars per share)	$ 0.39	$ 0.55	$ 1.03	$ 1.60
Cash dividends paid per common share (in dollars per share)	$ 0.10	$ 0.10	$ 0.30	$ 0.30