Earnings Per Share ("EPS") (Tables)

9 Months Ended

Sep. 30, 2014

Earnings Per Share ("EPS") [Abstract]

Schedule of Earnings Per Share, Basic and Diluted

	Three Months Ended		Nine Months Ended
	September 30,		September 30,
(dollars in thousands)	2014	2013	2014	2013
Net Income	$               1,889	$              1,703	$             4,945	$             5,007
Less: dividends paid and accrued on preferred stock	(50)	(50)	(150)	(150)
Net income available to common shareholders	$               1,839	$              1,653	$             4,795	$             4,857
Average number of common shares outstanding	4,652,481	2,997,401	4,648,843	3,016,793
Effect of dilutive options	17,303	24,981	16,604	25,295
Average number of shares used to calculate diluted EPS	4,669,784	3,022,382	4,665,447	3,042,088