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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
Assets    
Cash and due from banks $ 10,631 $ 11,408
Federal funds sold 2,110 8,275
Interest-bearing deposits with banks 326 4,836
Securities available for sale (AFS), at fair value 43,378 48,247
Securities held to maturity (HTM), at amortized cost 76,851 86,401
Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock - at cost 6,435 5,593
Loans receivable - net of allowance for loan losses of $8,273 and $8,138 836,980 799,130
Premises and equipment, net 20,383 19,543
Other real estate owned (OREO) 6,334 6,797
Accrued interest receivable 3,051 2,974
Investment in bank owned life insurance 26,813 19,350
Other assets 9,189 11,270
Total assets 1,042,481 1,023,824
Liabilities and Stockholders' Equity    
Non-interest-bearing deposits 101,233 103,882
Interest-bearing deposits 728,587 717,413
Total deposits 829,820 821,295
Short-term borrowings 2,000  
Long-term debt 74,686 70,476
Guaranteed preferred beneficial interest in junior subordinated debentures (TRUPs) 12,000 12,000
Accrued expenses and other liabilities 9,210 9,323
Total liabilities 927,716 913,094
Stockholders' Equity    
Preferred stock, senior non-cumulative perpetual, series C - par value $1,000; authorized 20,000; issued 20,000 20,000 20,000
Common stock - par value $.01; authorized - 15,000,000 shares; issued 4,688,152 and 4,647,407 shares, respectively 47 46
Additional paid in capital 46,215 45,881
Retained earnings 49,909 46,523
Accumulated other comprehensive loss (743) (1,057)
Unearned ESOP shares (663) (663)
Total stockholders' equity 114,765 110,730
Total liabilities and stockholders' equity $ 1,042,481 $ 1,023,824