CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Cash Flows from Operating Activities
Net income	$ 3,056	$ 3,304
Adjustments to reconcile net income to net cash provided by operating activities
Provision for loan losses	766	355
Depreciation and amortization	632	648
Loans originated for resale	(5,309)	(17,883)
Proceeds from sale of loans originated for sale	4,456	17,963
Gain on sale of loans held for sale	(144)	(517)
Net gains on the sale of OREO	(4)
Gains on sales of HTM investment securities	(16)
Gains on sales of AFS investment securities	(8)
Gain on sale of asset	(7)	(11)
Net amortization of premium/discount on investment securities	151	327
Increase in OREO valuation allowance	234	330
Increase in cash surrender of bank owned life insurance	(303)	(308)
Decrease (increase) in deferred income tax benefit	600	(97)
Decrease in accrued interest receivable	43	2
Stock based compensation	146	147
Increase in deferred loan fees	78	266
Decrease in accrued expenses and other liabilities	(85)	(988)
Decrease (increase) in other assets	452	(405)
Net cash provided by operating activities	4,738	3,133
Cash Flows from Investing Activities
Purchase of AFS investment securities	(43)	(13,465)
Proceeds from redemption or principal payments of AFS investment securities	4,512	5,234
Purchase of HTM investment securities	(750)	(10,933)
Proceeds from maturities or principal payments of HTM investment securities	6,360	23,420
Net increase of FHLB and FRB stock	(1,068)	(1,191)
Loans originated or acquired	(137,242)	(112,182)
Principal collected on loans	97,335	113,696
Purchase of premises and equipment	(847)	(156)
Proceeds from sale of OREO	1,106
Proceeds from sale of HTM investment securities	3,179
Proceeds from sale of AFS investment securities	2,056
Proceeds from disposal of asset	20	11
Net cash (used in) provided by investing activities	(25,382)	4,434
Cash Flows from Financing Activities
Net decrease in deposits	(2,751)	(35,549)
Proceeds from long-term borrowings	5,000	10,000
Payments of long-term borrowings	(777)	(25)
Net increase in short term borrowings	7,000	23,000
Exercise of stock options	106	75
Dividends paid	(1,035)	(709)
Net change in unearned ESOP shares		216
Repurchase of common stock		(298)
Net cash provided by (used in) financing activities	7,543	(3,290)
(Decrease) increase in cash and cash equivalents	(13,101)	4,277
Cash and cash equivalents - January 1	24,519	11,296
Cash and cash equivalents - June 30	11,418	15,573
Supplemental Disclosures of Cash Flow Information
Interest	3,423	4,017
Income taxes	2,145	2,600
Supplemental Schedule of Non-Cash Operating Activities
Issuance of common stock for payment of compensation	182	249
Transfer from loans to OREO	$ 1,082	$ 371