CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest and Dividend Income
Loans, including fees	$ 9,685,000	$ 9,117,000	$ 19,268,000	$ 18,364,000
Taxable interest and dividends on investment securities	565,000	631,000	1,155,000	1,221,000
Interest on deposits with banks	4,000	2,000	6,000	5,000
Total interest and dividend income	10,254,000	9,750,000	20,429,000	19,590,000
Interest Expense
Deposits	1,159,000	1,445,000	2,367,000	2,996,000
Short-term borrowings	1,000	5,000	7,000	9,000
Long-term debt	524,000	568,000	1,051,000	1,036,000
Total interest expense	1,684,000	2,018,000	3,425,000	4,041,000
Net interest income	8,570,000	7,732,000	17,004,000	15,549,000
Provision for loan losses	563,000	200,000	766,000	355,000
Net interest income after provision for loan losses	8,007,000	7,532,000	16,238,000	15,194,000
Noninterest Income
Loan appraisal, credit, and miscellaneous charges	92,000	131,000	192,000	319,000
Gain on sale of asset	7,000	11,000	7,000	11,000
Net gains on sale of OREO	4,000		4,000
Net gains on sale of investment securities			24,000
Income from bank owned life insurance	152,000	157,000	303,000	308,000
Service charges	524,000	632,000	1,076,000	1,103,000
Gain on sale of loans held for sale	76,000	138,000	144,000	517,000
Total noninterest income	855,000	1,069,000	1,750,000	2,258,000
Noninterest Expense
Salary and employee benefits	3,992,000	3,590,000	8,021,000	7,147,000
Occupancy expense	654,000	569,000	1,219,000	1,052,000
Advertising	201,000	169,000	323,000	273,000
Data processing expense	381,000	366,000	652,000	730,000
Professional fees	288,000	265,000	518,000	462,000
Depreciation of furniture, fixtures, and equipment	182,000	198,000	367,000	390,000
Telephone communications	41,000	54,000	91,000	103,000
Office supplies	74,000	46,000	154,000	109,000
FDIC insurance	199,000	273,000	338,000	574,000
Valuation allowance on OREO	152,000	19,000	234,000	330,000
Other	603,000	557,000	1,181,000	1,079,000
Total noninterest expense	6,767,000	6,106,000	13,098,000	12,249,000
Income before income taxes	2,095,000	2,495,000	4,890,000	5,203,000
Income tax expense	760,000	909,000	1,834,000	1,899,000
Net Income	1,335,000	1,586,000	3,056,000	3,304,000
Preferred stock dividends	50,000	50,000	100,000	100,000
Net income available to common shareholders	$ 1,285,000	$ 1,536,000	$ 2,956,000	$ 3,204,000
Earnings Per Common Share
Basic (in dollars per share)	$ 0.28	$ 0.51	$ 0.64	$ 1.06
Diluted (in dollars per share)	$ 0.28	$ 0.51	$ 0.63	$ 1.05
Cash dividends paid per common share (in dollars per share)	$ 0.10	$ 0.10	$ 0.20	$ 0.20