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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
Assets    
Cash and due from banks $ 10,924 $ 11,408
Federal funds sold 60 8,275
Interest-bearing deposits with banks 434 4,836
Securities available for sale (AFS), at fair value 41,905 48,247
Securities held to maturity (HTM), at amortized cost 77,547 86,401
Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock - at cost 6,661 5,593
Loans held for sale 971  
Loans receivable - net of allowance for loan losses of $8,050 and $8,138 837,127 799,130
Premises and equipment, net 19,745 19,543
Other real estate owned (OREO) 6,553 6,797
Accrued interest receivable 2,931 2,974
Investment in bank owned life insurance 19,653 19,350
Other assets 10,196 11,270
Total assets 1,034,707 1,023,824
Liabilities and Stockholders' Equity    
Non-interest-bearing deposits 112,648 103,882
Interest-bearing deposits 705,896 717,413
Total deposits 818,544 821,295
Short-term borrowings 7,000  
Long-term debt 74,699 70,476
Guaranteed preferred beneficial interest in junior subordinated debentures (TRUPs) 12,000 12,000
Accrued expenses and other liabilities 9,238 9,323
Total liabilities 921,481 913,094
Stockholders' Equity    
Preferred stock, senior non-cumulative perpetual, series C - par value $1,000; authorized 20,000; issued 20,000 20,000 20,000
Common stock - par value $.01; authorized - 15,000,000 shares; issued 4,687,766 and 4,647,407 shares, respectively 47 46
Additional paid in capital 46,193 45,881
Retained earnings 48,544 46,523
Accumulated other comprehensive loss (895) (1,057)
Unearned ESOP shares (663) (663)
Total stockholders' equity 113,226 110,730
Total liabilities and stockholders' equity $ 1,034,707 $ 1,023,824